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The Construction Underwriting Specialists

As your independent partner, Scope Underwriting provides tailored insurance solutions backed by deep industry knowledge, flexibility, and a commitment to exceptional service, ensuring coverage as unique as your projects.

Flexible products, tailored to your needs

Informed by 35+ years in the construction market, we have built stand out products that deliver true flexibility. Our unique wordings provide comprehensive cover across both single projects and annual renewable policies for Contractors All Risks and Third Party Liability. Our optional extensions allow us to dial up or dial down cover, ensuring your clients insurance is fit for purpose throughout the full project lifecycle.

Contractors All Risks

At Scope Underwriting our Contractors All Risks policy offers broad coverage, strategically designed to protect your construction projects at every stage, including coverage for material damage, theft, and unforeseen events that could impact a project being delivered on time and on budget.

Third Party Liability

Our Third Party Liability insurance provides extensive coverage against liabilities arising from construction operations, including property damage and bodily injury to third parties, ensuring you are comprehensively protected against potential legal and financial risks to your business assets.

The Scope Team


Nicholas Vernon

Co Chief Executive Officer

Robert Higginson

Co Chief Executive Officer

Our Support Team


Tessa Chirnside

Chief Operating Officer

Stephen O'Young

Chief Technology Officer

Kerryn Dominguez

Chief Financial Officer

What Sets Us Apart

Extensive Underwriting Experience

Benefit from a combined 35+ years of underwriting experience, providing a deep understanding of industry and construction related risk.

Tailored Underwriting Approach

We specialise in crafting bespoke solutions, tackling even the most complex risks with a dedicated approach to finding the right coverage.

Exceptional Service Standards

Experience superior service and peace of mind with our commitment to high standards and prompt, reliable support for all your brokerage needs.

Our Advisory Framework

Creating and maintaining the correct insurance solution for your clients requires a structured approach. Our scoping framework ensures that you benefit from the depth of our experience, and can deliver comprehensive insurance solutions regardless of project complexity.

Collate

We help brokers to understand what information will be required to develop a comprehensive evaluation of each specific risk.

Understand

We analyse the risk information stack to fully understand the Insured, their contractual obligations and potential liabilities.

Tailor

We utilise the flexibility of our exclusive wording to draft a tailored insurance solution that effectively addresses both the identified risks and contractual requirements.

Maintain

With an always-on approach to our broker relationships, we maintain open channels of communication to confirm the level of cover remains adequate and appropriate for the duration of each project.

"What we bring to the table in assessing constrution risks is our deep industry knowledge, expertise and experience"

Nick Vernon - Co-CEO, Scope Underwriting

Backed by World Leading Security

Lloyd’s is the world’s specialist insurance and reinsurance market. Operating in more than 200 countries and territories worldwide, the Lloyd’s market has an unrivaled concentration of specialist underwriting expertise. For more than 150 years, Lloyd’s has provided tailored insurance and reinsurance solutions for a variety of Australian risks. Lloyd’s is licensed to write general insurance and reinsurance business under the Australian Insurance Act 1973. In 2018, Lloyd’s underwriters wrote A$2.8 billion of business in Australia, making Lloyd’s the fifth largest general insurer in the Australian market.

Latest Insights

Post

An interview with Scope Underwriting's Co Founder, Nick Vernon.

Published:

30th Sep 2024

Author

Tessa Chirnside
A chat with Scope Underwriting's Co Founder & CEO, Nick Vernon. Nick discusses what differentiates Scope within the construction underwriting market and why he and Co Founder Rob Higginson brought the agency to market.

Post

An interview with Scope Underwriting's Co Founder, Rob Higginson.

Published:

30th Sep 2024

Author

Tessa Chirnside
Rob Higginson, Scope Underwriting's Co Founder & CEO talks about bringing Scope to market with Co Founder Nick Vernon, key industry trends and the availability of construction capacity looking ahead.
"From concept to completion, every construction project needs a solid safety net. Our insurance solutions provide the protection and peace of mind you need to build with confidence."
Nick Vernon - Co-Chief Executive Officer - Scope Underwriting





“Let us create a tailored solution to your clients construction insurance needs”